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Residential Loan Originator

Company: BankNewport
Location: Middletown
Posted on: November 13, 2022

Job Description:

Offering new and exciting career opportunities, BankNewport is committed to providing our employees the resource and guidance to develop careers that are challenging and rewarding.

So if you're looking for a great professional opportunity, know that BankNewport will empower and invest in you.

Come join one of RI's fastest growing companies and 14 time "Best Places to Work" award winner!

Identifies and develops residential loan opportunities in assigned territory in conformance with the Bank's policies and procedures.

Performs any functions necessary, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers.

  • Originates residential loan products within an assigned territory to meet sales and service goals. Provides quality customer service throughout the mortgage origination process.
  • Conducts interviews with prospective borrowers. Analyzes credit and financial information and completes mortgage loan application.
  • Provide excellent customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
  • Ability to analyze and comprehend complex financial data and provide financial alternatives to borrowers.
  • Provide timely communication to the borrower throughout the loan process regarding the status of their loan request.
  • Develop and maintain relationships with local referral networks including real estate brokers, attorneys, builders, and other related professionals within the geographic territory in order to promote the bank's products and services and to increase sales opportunities.
  • Ability to communicate clearly and effectively, both verbally and in writing
  • Ability to organize and prioritize multiple tasks simultaneously
  • Participates in local community and business organizations to promote the Bank and conducts periodic educational seminars for potential borrowers and realtors
  • Comply with all Federal and State compliance policies and HMDA requirements.
  • Strong knowledge and understanding of all Regulatory and Compliance guidelines that govern residential lending. Attend relevant courses and seminars.
    Minimum Three years progressively responsible mortgage origination/sales experience

    Bachelors Degree or its equivalent in specialized course work and training.

    Verifiable history of minimum closed loan volume of no less than $12 million annually

    Demonstrated knowledge of mortgage lending functions involving financial statement analysis, credit risk, installment lending, and general business finance.

    Working knowledge of all Bank's products and services.

    Strong computer skills and experience utilizing laptop technology

    Strong time management skills.

    Excellent communications, negotiation and organization skills.

    Proven sales ability.

    Must have valid driver's license.

    BANKNEWPORT CORE VALUES:

    • We celebrate individuality
    • We empower employees to be creative problem solvers
    • We invest and take the time to really get to know our customers
    • We commit to serving the financial needs of Rhode Islander's
      Any physical demands or work conditions described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

      OceanPoint and BankNewport are committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, gender identity or expression, pregnancy, childbirth or related medical conditions, military service, marital status, or any other legally recognized protected basis under federal, state or local laws, regulations or ordinances.

      ID: 2022-1922

      External Company URL:

Keywords: BankNewport, Fall River , Residential Loan Originator, Other , Middletown, Massachusetts

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